Self-Pay

What is Self-Pay?

Your employees have to work 240 hours within a 2-month period to keep their benefits. If they don’t work enough hours they have an option to pay for the hours they’re short. This lets them keep their health benefits when they don’t work enough.

If an employee doesn’t work any hours in a 2 month period, they can keep their benefits by making a “full self-pay.”

If an employee is on maternity leave, they can self-pay for up to 9 consecutive work periods. To make a maternity self-pay, your employee should call Customer Service at 702-733-9938.

How will my employees know if they haven’t worked enough hours?

Your employees will get a Self-Pay notice in the mail from us. They must make the self-payment before the due date to keep their benefits.

Your employees can check how many hours they’ve worked using our app for Android and Apple devices.

When do my employees have to pay?

The due date will be in the letter we mail to your employees. They can also check their Self-Payment due date by using the calculator below. They simply pick the months that they’re short hours to find out the due date. The calculator will also tell them when they’re covered.

The payment is due by: April 30 Coverage runs: May 1 to June 30
The payment is due by: June 30 Coverage runs: July 1 to August 31
The payment is due by: August 30 Coverage runs: September 1 to October 31
The payment is due by: October 31 Coverage runs: November 1 to December 31
The payment is due by: December 31 Coverage runs: January 1 to February 28/29
The payment is due by: February 28/29 Coverage runs: March 1 to April 30

How much do employees have to pay for Self-Pay?

Your employees pay the same amount that you do.

Employees can use the calculator below to check the amount they’ll need to pay to cover missed work hours.

Self-Pay calculator

Enter the number of hours your employee worked.

Hours:

How do employees Self-Pay?

There are many ways for your employees to make a self-payment.

Forms of payment

We accept

Things to know about Self-Pay